I have just enough money to buy Stargate, a CD case, and Sushi. All I'll want to spend before I get paid again on Friday - and then everything goes into the bank.
So I spent my first pay on music which will entertain me at work.
And I got 1500 points for my trouble. That's a 1500*5/100 = $75 gift certificate.
Remember, it's not how much you spend, it's how much you save.
I'm also going to replace my VHS collection with DVD, so I will be making some of that back this fall.